LEVEL OF EDUCATION:-
in managerial & costs accounting from Baghdad university /
high institution of financial and accounting studies
2005-2006 With average excellent , this certificate
considers the highest professional degree in this field and
the first granted certificate in Iraq , this study applies
the same approach of the Global institute (administrative &
cost accounting / ACA) , and the approach applied by
(OECD),which consist of a study in the economic ,
administrative, financial and accounting science and human
resources , internal audit system ,electronic information
system , financial administration, financial analysis and
position: - GENERAL MANAGER OF RAFIDAIN BANK.
positions: - General Manager Assistant of Rasheed Bank.
of Rasheed Bank in the state commission of QI-CARD.
- Member of the Iraq councit anti - money
laundering and financing terrorism .
- Member of Coordinating council between
the financial policy and the cash policy .
- Member of the board of directors for the
Union of Arab Banks .
the banking studies and operation Dept.
electronic payments system.
Treasury Dept and volt managing its funds.
Statistics and researches Dept.
Islamic Nafidha Dept.
Bank credit Dept.
of the international and Arab bankers - risk managements team.
of Accountants Association.
First appointed at Rafidain Bank in 1981.
gradually progressed up in the career ladder and served several
grades from (accountant assistant , accountant , manger
assistant , manager and senior manager , and worked in most of
the departments in the bank such as ( foreign remittance dept,
deposit dept , documentary credits dept, current and savings
account dept , inside Iraq branch dept, accountant dept) for
more than ten years.
worked in the general administration of Rasheed Bank, in banking
studies and operation dept and as an inspector in internal audit
dept and she granted the highest authorization signature in the
bank (A) class.
Experience in formation administrative assortments such as
(exchange accounts division, electronic payments unit,
electronic cards and channel division in the general
administration plus the bylaw of this division.
aptitude within workshops.
cash flow statement for the first time in a government bank and
apply it and grant it by the Federal Board of Supreme Audit.
and execute the reform demands and prepare the budget draft
after the bank reform process 2007 – 2010.
of several internal committees in Rasheed Bank or the sheared with foreign committees.
She has got recently the best Arabic Executive Manger
award (2016) , in the banking and financial
sector in Iraq and the Arab Homeland .
Certificates of appreciation:
Certificate of appreciation from the minister of
finance due her role in taking strict audit internal procedures
and personal following up with local and private banks,
especially Basra Private Bank led to maintained bank funds from
the bad reputation banks.
41 certificate of appreciation from Rasheed Bank
Training courses and workshops:-
Participation in forum sponsored by the ministry
of industry and minerals concerning
the production the performance efficiency, privatization and the
legal and financial framework of the joint stock companies as a
commentator on the presented researches.
participation in research and academic forum sponsored by the
economic universities and colleges.
in the training course for new employee at Rafidain Bank
(explaining the banking instructions and the Central Bank
regulations and the mechanism of implement it by the employee).
accountants training course 1983 (Rafidain Bank)
facilities training course 1988 (financial and accountant
(A) authorization signature training course 1992.
course for using computer (Rasheed Bank and Baghdad University).
course of using internet 2003 at the ministry of health.
international account standards 2004(Jordan – Amman) .
training course concerning checking, install and operate the
payments system. (Iraq central bank)
course about the payments engine (Istanbul 2009).
course in core banking system (Lebanon 2010).
in managing crisis (the national centre for administration
Workshop in e-government, electronic governing
and electronic management at the national centre for
administration development 2011.
in strategic planning at the cabinet 2012.
course in costs account and compliance (Egypt 2012) .
about the rational governance and banks governance (Central
Bank of Iraq, USAID 2012).
for senior administration leader’s turkey 2014.
about the Islamic Nafidha in the Central Bank of Iraq 2014.
about electronic archives and the advance time management and
secretary Istanbul 2015.
ARABIC: - NATIVE
ENGLISH: - GOOD
The ability of working on the following programs
Microsoft office (Word, Excel, PowerPoint) &
Activities in higher Education:
research entitled (cash management in light of the opportune
costs for pending accounts in the bank registration) a PH.D
lectures in the cost accounting for Ph.D students since 2007
till now in the high institution for accounting and finance /
Supervising the thesis for Ph.D students such as:
entitled the accounting problems in the extractive industries.
entitled the use of the planning budget in activating the
responsibility centers to improve the performance.
entitled the availability of the internal audit according to
Basel requirements in some of the Iraqi banks.
entitled the measure of intellectual assets through quad tracks
Ph.D thesis the challenges and obstacles to
develop an Islamic Nafidha in the commercial banks.
thesis entitled cash managements and its effects on the reduce
of the costs.
thesis entitled avoiding marginal mistakes lead to improve the
products and reduce costs.
thesis entitled the environments of accounting and its effects
on the reduce of the costs.
Thesis of the higher education students within committee formed
in this regards.
in the final examination for Ph.D students before starting their
Giving lectures in the bank:
several lectures and prepares the planning budgets and internal
branches for new employees in Rasheed Bank.
Giving lectures in the banking studies centre at Central
Bank of Iraq in (financial analysis, reading the bank budget,
classifying credit, avoiding the risk and putting the allocated
money for this in 2007.
lectures about execute the regulation of Central Bank of Iraq
(including the guide regulations for credit and cash).
Ph.D khawalah alassady
Administrative & cost Accountant